Wir versorgen Sie mit Tipps und Wissenswertem zu:
- B2B Debt Collection in Germany
Recover Unpaid Invoices From German Debtors.
We collect overdue invoices from German companies on behalf of international creditors. 100% of the principal claim paid out to you on success.
- Free case assessment in 24 hours
- BDIU-certified & SCHUFA partner
- English-speaking team
Avg. response < 24h · GDPR-compliant data storage
Recovery rate
90
%
Avg. payment
21
d
First contact
48
h
In business
35
y
- Certified & rated by
- the problem
Chasing a German Debtor From Abroad Rarely Works.
Higher recovery rate on claims 1–3 months old versus claims 6–12 months old.
12
%
Foreign collection letters get ignored. International lawyers charge thousands upfront with no guarantee. Court procedures in Germany follow strict local rules that out-of-country creditors do not know. Every month your invoice sits unpaid, the chance of recovering it drops sharply.
The data is brutal: a claim that is 1–3 months old has a recovery rate 12% higher than one that is 6–12 months old. The longer you wait, the more you lose.
- The solution
A German Collection Agency Working For International Creditors.
We operate on the ground in Germany under German law. Your debtor receives demands from a registered German agency, in German, with full legal authority. That changes the conversation immediately.
Local Pressure
German letterhead, German law, German bailiffs. Your debtor takes the case seriously from day one.
Debtors cover our fee
On successful cases, the debtor pays our fees under § 286 BGB.
Full Legal Coverage
Pre-court demands, Mahnbescheid, enforcement, asset seizure, insolvency filings. End-to-end.
English Service
Submit in English. We handle everything in German. You get clear updates.
Trusted by Global Brands.
- Process
How We Recover Your Money in 4 Steps.
Online submission. Action within 48 hours. Average payment received within 21 days.
Send us your invoice, contract, debtor address, and any reminder correspondence. Submit in English. Our team reviews collectibility within 24 hours and replies with an honest verdict — accept or decline, with reasoning.
- Single or bulk submissions (100+ claims)
- GDPR-compliant data handling
- 24-hour case assessment
1. Submit Your Case (FREE)
Tell us about your claim, your debtor, and how you’d like to be contacted. No documents needed at this stage — just the key details that help us understand your situation. Our team reviews every case individually and reaches out personally. Free of charge, no obligation.
2. Pre-Court Collection
Within 48 hours of authorization, we send the first official demand. Trained specialists follow up by phone and letter — in 60% of cases the debtor responds within 7 days. Where needed, our field force visits in person.
3. Court Order (IF NEEDED)
If the debtor refuses, we file a Mahnbescheid (German payment order) and obtain an enforceable title (Vollstreckungsbescheid). Typical timeline: 6 to 8 weeks. The title is valid for 30 years.
4. Enforcement
With the court title, we instruct a bailiff to seize assets, garnish wages, or freeze bank accounts. For insolvent debtors, we file in the insolvency proceedings to secure your share.
First debtor contact after authorization
48
hrs
Debtors respond within 7 days
60
%
Average time to full payment
21
days
- pricing
Transparent Pricing. The Debtor Pays.
Under German law (§ 286 BGB), the debtor is liable for collection costs as part of damages for late payment. That means in successful cases, collection fees are recovered from the debtor — not from you. You receive 100% of the principal claim on payout.
Cases We Handle.
B2B Claims — our specialty
Unpaid invoices, broken supply contracts, unpaid services, defaulted lease agreements, export claims, and disputed receivables from German companies — from SMBs to listed corporates.
B2C Claims
Consumer debts, e-commerce orders, online subscriptions, rent arrears, and private loan defaults against debtors residing in Germany.
Claim sizes: from €100, no upper limit. We accept claims up to 3 years old without special procedures. Older claims may still be collectible — submit them and we will tell you.
- Industry expertise
- Manufacturing
- Automotive
- Construction
- Logistics
- IT & SaaS
- Wholesale & Food
- Healthcare
- Energy
- + More vertical
Why International Creditors Choose Germania Inkasso.
BDIU Certified
One of the 450 quality-controlled agencies covering 70% of the German collection market.
SCHUFA Partner
Full credit-check capability on every German debtor before we accept your case.
NPS of 68%
More than double the financial services average of 32%. Germania customer survey, September 2021. Benchmark: targetbox.de.
24-Hour Response
Average case assessment turnaround: under 24 hours, business days.
Dedicated Contact
You get a single named account manager, not a ticketing system.
15+ Specialized Verticals
Sector-specific playbooks across 15+ industries, built over 35 years.
Field Force Across Germany
Trained agents who visit the debtor in person — the main reason for our up to 90% recovery rate.
100% Principal Paid Out
You receive the full invoice value on success. No deductions from your principal.
We have recovered debts in Germany for clients in the United States, the UK, India, Australia, and across the EU. The reason international creditors come to us is simple: pressure from a registered German agency, on the ground, in German, gets results that foreign lawyers and remote agencies cannot. I am happy to personally discuss your case.
Dominik Knoblich
CEO · Germania Inkasso
- faq
Common Questions From International Creditors.
Still unsure? Submit your case — we will give you an honest, no-pressure verdict within 24 hours.
Yes. We work with creditors worldwide. The debtor just needs to be located in Germany or have assets in Germany.
We accept claims up to 3 years old without special steps. Older claims may still be collectible — German statute of limitations is 3 years under § 195 BGB, 30 years for titled claims. Submit it and we will tell you.
Invoice, contract or order confirmation, and any reminder letters you sent. Optional but helpful: delivery notes, T&Cs in force at contract date, email correspondence.
Disputed claims move to court. We assess the merits first and tell you honestly whether litigation makes economic sense. We never push you into court for our own fees.
Pre-court: average 21 days to full payment. Court order: 6 to 8 weeks. Enforcement: 3 to 6 months depending on debtor assets. Most cases close pre-court without litigation.
Yes. Germania Inkasso is registered under the German Legal Services Act (RDG), member of BDIU (Bundesverband Deutscher Inkasso-Unternehmen), and contract partner of SCHUFA and CRIF.
We recover in EUR and transfer to your account worldwide via SEPA or SWIFT. Any major currency on the receiving side.
Lawyers charge by the hour with no success guarantee. Inkasso agencies are specialised in collection, work on success-based models, and have field-force capability lawyers do not. For complex disputes we partner with specialised law firms — but most cases never need that.
Yes. Bulk submissions of 100+ claims are routine. BDIU members processed 33.4 million new cases in 2024.
Submit your case for free
Germania Inkasso-Dienst GmbH & Co. KG
Hauptstraße 22
94469 Deggendorf
VAT Number: DE 305 059 119